Terms & Conditions
Last Updated: September 2026
1. Acceptance of Terms
By accessing or using the Anand Financial Services website, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, please refrain from using our services.
2. Informational Purpose Only
The content, calculators, and articles on this website are provided for general financial education and planning guidance. They do not constitute specific investment advice or a legal solicitation until an individual client advisory engagement is established.
3. Intellectual Property
All trademarks, logos, content, design elements, and intellectual property appearing on this website belong to Anand Financial Services and are protected by applicable intellectual property laws.
4. Governing Jurisdiction
These terms and any disputes arising out of the use of this website shall be governed by and construed in accordance with the laws of India, under the exclusive jurisdiction of the courts in Kolkata, West Bengal.